@Holiday20310401,
Holiday20310401;44030 wrote:Look, all these benefits I do not see why we need legalities to ensure their trust.
Employers negotiate a group rate for employee benefits, like health insurance. Employees can opt to have their salary reduced in order to get that benefit. Let's say, for instance, you can opt to reduce your salary by $500/year for individual coverage or by $750/year to cover both you and your spouse.
If there were no such legal entity as marriage, you could go pick some guy on the street who will pay you that full $750 to get covered under your policy -- I mean that's MUCH cheaper than going off and buying a policy on his own.
But why would an employer bother to negotiate rates for family coverage if you're just going to go out and profit from it? He'd do a lot better to just offer you individual coverage and save the extra money (or put it into salaries). In other words, the existence of such an entity as legal marriage makes it possible to have employer-based benefits for families.
Holiday20310401;44030 wrote:In the compassionate act of a lifelong relationship, does there seriously need to be legalities to ensure the couple gets incentive (for lack of a better word)?
It allows the government to provide monetary incentives for stable families (namely tax credits), which it considers in society's interest. In other words, it gives incentive to actually make that commitment
formally.
Holiday20310401;44030 wrote:And why would the act of compassion/relationship require a further act of authenticity to express the fact?
That part doesn't need the legal status. It's everything else that does. I mean if you've got a 401k or a 403b, but you don't have a will, if you die that money
automatically goes to your spouse (unless you've legally declared otherwise). If you're not married, then the government has no way of determining who it goes to. If you're critically ill, then your spouse is automatically entitled to know private medical information about you and can make medical decisions on your behalf. If you're married things said between you and a spouse are legally held as privileged -- not so with any old person.