I know, I'm one who studied all the knowledge I could get my hands on. But with only a grade 8 education, I have shied away from philosophy because I had to spend to much time reading paragraphs over and over again to grasp what they were getting at. Not to mention stopping to look up words in the dictionary non stop. I rarely have to do this with other forms of knowledge.
The question is, if philosophy should only be for the elite educated or should it be for those who need it most?
Not only for you with a grade 8 (formal) education but also with people who have more 'degrees' than a thermometer.
The study of philosophy assists greatly in training the mind, not just 'putting stuff into it'.
It is (opinion) far better to 'know how to think and reason' (self study) than to turn your brain over to an institution that will (if you allow it) fill you up with 'nonsense' so you can take a test, and then forget the nonsense.
Anyone (like yourself) who has, through philosphical self-study, trained his or her mind then they can stand toe-to-toe with any PhD and intelligently discuss the nature of 'reality'. IQ is not related, so much, with 'formal education' but is directly related to the ability to manipulate information from a stance of 'self-reliance', study, reflection and observation (to be able to think and analyze).
The fact is (opinion) that 'everybody' is a philosopher.... but only very few actually investigate (study) other's philosophies and allow any resulting insights to cause them to evolve their personal philosophy.
Typically, a 'more enlightened approach' is not dependent upon formal education but, rather, upon self-motivation to study and to learn. In fact, 'formal education' can (and does) often present obstacles to 'deeper understanding'.
Quote: "The person ('man' in original quote) who graduates today and stops learning tomorrow is uneducated the day after" (end quote).
As such, it seems to be a 'logical fallacy' to think that someone with a comprehensive 'formal education' is 'smarter' than a self-motivated and self-directed student of philosophy.
Nobody ever asked Plato for his resume. :-)
Nevertheless, most people, regardless of 'formal education', resist 'thinking' and avoid training their minds. Philosophy is a 'path' to clarity (enlightenment) and self-reliance and is without concern for 'formal education'.
'Wisdom' cannot be taught in institutions.... it is something that we must discover alone... a path that only very few dare to tread.