@Termite phil,
There are many individuals, like yourself, who are interested in philosophy and at the beginning stage. While reading some of the forums will no doubt increase your perspectives, all you really need to participate in many of the discussions is a critical mind, the ability to reason, and to make more or less lucid comments or remarks; as these qualities are common to people not necessarily philosophically trained, you should have no fear to join in the dialogues.
Welcome to Philforum!
Regards,
John