I graduated, now what?

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Reply Mon 13 Aug, 2007 03:41 pm
I graduated, now what?
I'm a recent PN graduate. I actually graduated with honors and already have a job on a Med/Surg unit at a local hospital. Shouldn't that be enough for most people? My problem is while in school our bills got behind since I was working as an aide for minimal pay and my husband got laid-off from his job. Now here I am ready to start my career, but I don't have enough money to pay normal bills, let alone $390 to take my boards. I'm in a crunch because I can only work as a graduate PN for 90 days at my hospital. Any ideas how to get out of the hole? I need to take my NCLEX asap just to be sure I don't forget anything and to be able to get a pay raise. Looks likes I'm on a teter-toter and when one side pulls the other suffers or like the old saying..."I'm damned if I and damned if I don't". If there is anyone out there that has words of wisdom, has been in the same situation and found a solution or just wants to put in there two cents....It's greatly appreciated. Thanks. Rolling Eyes
 
stellar 1
 
Reply Mon 13 Aug, 2007 09:52 pm
New credit cards with introductory low or no interest periods can be used to tide you over. Transfer higher interest balances to them. Once you are working, work overtime for a set period and get yourself out of the hole. I didn't notice where you live, but in Florida they have special mortgage incentives to live in certain areas for nurses. I know the USPHS system had a way that if you worked for them, you could get your student loans paid off. that was years ago though. Google it. Deferrment for studentl loans are a possibility, so call them. Also call your creditors and discuss your scenerio, ask for a deferrment of payment until you are actively employed. Also, keep in mind, your finished with school!!! A little bit longer and you will be out of debt. One good thing with nursing is the easy availability of overtime. Signing a seasonal contract with some facilities can give you a higher rate of pay. So, work your regular job and have another contract for 12-24 hours else where. It is just short term, and if you have the stamina, it could work. Some travel companies, you only have to be over 50 miles away, so you could commute to a second job and get the living stipend plus salary!! Keep your chin up. It will be OK.
 
LPN BSN Nursing
 
Reply Tue 14 Aug, 2007 04:34 pm
Great Advice. Thanks.
That's great advice. Wish you were there back when.

stellar wrote:
New credit cards with introductory low or no interest periods can be used to tide you over. Transfer higher interest balances to them. Once you are working, work overtime for a set period and get yourself out of the hole. I didn't notice where you live, but in Florida they have special mortgage incentives to live in certain areas for nurses. I know the USPHS system had a way that if you worked for them, you could get your student loans paid off. that was years ago though. Google it. Deferrment for studentl loans are a possibility, so call them. Also call your creditors and discuss your scenerio, ask for a deferrment of payment until you are actively employed. Also, keep in mind, your finished with school!!! A little bit longer and you will be out of debt. One good thing with nursing is the easy availability of overtime. Signing a seasonal contract with some facilities can give you a higher rate of pay. So, work your regular job and have another contract for 12-24 hours else where. It is just short term, and if you have the stamina, it could work. Some travel companies, you only have to be over 50 miles away, so you could commute to a second job and get the living stipend plus salary!! Keep your chin up. It will be OK.
 
 

 
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